Golden record · CUST

Customer

The organisation or person that buys from you — at group, entity and site level, which are three different things that reporting routinely collapses into one.

Also called Account, party, buyer, client, guest, subscriber

01 Why it matters

What depends on getting this right

In one sentence

It is the denominator of the entire commercial half of the value tree. Active customers, retention, frequency, lifetime value and share of wallet all divide by it, so duplication makes churn look worse and value per customer look better than either really is.

02 Where it lives

Every system holds a different version

None of these is wrong. Each was built for a purpose and records the part of the entity that purpose needed, which is exactly why resolution is required rather than optional.

SystemWhat it holds of this entity
CRMthe relationship as the commercial team sees it: accounts, contacts, hierarchy
ERPthe sold-to, ship-to and bill-to parties, and the credit terms attached
E-commerce and POSguest checkouts and card-present transactions with no account
Billing or core platformwho is actually invoiced, which is often a different legal party
Loyaltythe identity that ties transactions together across channels

03 Match keys

What actually matches, and what only looks like it does

KeyHow well it works
Registration or tax numberThe strongest key for B2B, and absent for most small customers.
Normalised name and addressWorks well after standardisation; fails on trading names and shared serviced addresses.
Email and phoneStrong for B2C, but shared household addresses and role accounts (info@) create false matches.
DomainEffective for B2B when personal-email domains are excluded.
Payment instrumentA powerful signal that must be tokenised before it is used as a key.

04 Survivorship

When two records disagree, which value wins

Survivorship is a business decision, not a technical default. These rules should be agreed with the people who own the data and then applied consistently, because changing them later restates history.

Rule 01

Most recently verified wins for contact data

Addresses and phone numbers decay; recency is a better proxy for truth than source authority.

Rule 02

Source authority wins for legal attributes

Registered name, tax number and legal form should come from the system that is audited, not the one that is convenient.

Rule 03

Longest complete value for names

Truncated names in one system should not overwrite a full one in another.

Rule 04

Never survive a blank over a value

The most common survivorship defect: an empty field from a "newer" record wiping a good one.

05 The cost of not doing it

What stays broken while it is unresolved

Breaks

Churn measured against a moving base

Duplicates inflate the customer count, so retention percentages describe an entity population that never existed.

Breaks

Credit exposure understated

The same group trading under four accounts can exceed its limit without any single account breaching.

Breaks

Cross-sell invisible

Products held by the same customer under different identities look like separate relationships, so share of wallet cannot be computed at all.

Breaks

Marketing spends to acquire existing customers

Acquisition campaigns target people already in the base, and the cost lands in CAC.

07 Questions

Frequently asked

Should we resolve to the group or to the site?

Both, in a hierarchy, and report deliberately at each level. Group-level answers the commercial and credit questions; site level answers the service and logistics ones. Collapsing to one loses whichever question you did not think of first.

How good does matching have to be?

Good enough that the business trusts the number, which usually means automated matching for the confident majority and a review queue for the ambiguous remainder. A resolution process with no human step will either over-merge or under-merge, and over-merging is much harder to detect.

See the duplicates in your own data

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